If you refinance the home while you’re still owner occupying it you can get the best rate. Cash out all of your equity and pay down or off your student loans. This will allow you to write off the interest. 2nd year of university the bomb really dropped. Failed 3 of the 4 classes in 1st semester and had to go to an academic board meeting with the university to explain how I was going to turn it around. Lazy/drunk me didn change my ways and failed 2 of the 4 classes in 2nd semester.
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